Learning Not to Drown Book Summary

"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

In "Emotional Intelligence," Daniel Goleman unveils the crucial skills that go beyond IQ, fostering deeper connections and enhancing personal and professional success. He argues that emotional awareness and empathy can transform our interactions and decision-making, shaping a more fulfilling life. Through compelling anecdotes and groundbreaking research, Goleman reveals how mastering our emotions can lead to improved mental health and stronger relationships. Discover the surprising impact of emotional intelligence on leadership, teamwork, and everyday dilemmas. Are you ready to unlock the power within yourself and elevate your emotional mastery?

In 'Voices of a People's History of the United States,' Howard Zinn and Anthony Arnove present a powerful anthology that amplifies the voices often silenced in mainstream narratives. This 10th Anniversary Edition delves into the stories of marginalized communities, offering a profound insight into the struggles and triumphs of the American populace. Featuring riveting accounts from laborers, activists, and everyday citizens, the book challenges conventional historical perspectives. Each narrative serves as a reminder of the resilience of the human spirit and the continuous fight for justice. Discover the untold stories that shape the fabric of America and provoke thought about the narratives we accept.

In 'Bravey', Olympian Alexi Pappas offers an intimate look into her life, blending athleticism with profound vulnerability. The memoir weaves together her journey through triumphs and struggles, delving into mental health and self-acceptance. As she navigates the highs and lows of chasing dreams, Pappas invites readers to explore the concept of bravery in their own lives. With compelling prose and heartwarming anecdotes, she transcends the typical sports narrative, encouraging a deeper connection to one's true self. Join Alexi on a transformative journey that celebrates resilience and the courage to embrace one's authentic identity.

In 'Metropolitan Life,' Fran Lebowitz offers a witty and acerbic take on life in New York City during the 1970s. Through sharp observations and humorous anecdotes, she explores the quirks of urban living and the eccentricities of its inhabitants. Each essay serves as a reflection on modern society, capturing the essence of a city bustling with creativity and contradictions. Lebowitz's unique voice and sardonic style command attention, making readers yearn for more of her insights. As you turn the pages, you'll find yourself laughing, pondering, and absorbing her unapologetic perspective on life in the metropolis.

In 'Shook One', Charlamagne Tha God reveals his journey from a troubled youth in South Carolina to becoming a powerful voice in media and culture. Through candid storytelling, he discusses his personal battles with anxiety and how they shaped his path to success. Combining humor with profound insights, Charlamagne challenges societal expectations and inspires readers to embrace their vulnerabilities. The book is a compelling exploration of mental health, resilience, and the importance of authenticity. With a blend of memoir and self-help, 'Shook One' encourages us to confront our fears and find strength in our struggles.

Set in the tumultuous backdrop of 1930s Brighton, 'Brighton Rock' follows the chilling ascent of the young gangster Pinkie Brown. With a predilection for violence and moral ambiguity, Pinkie finds himself entangled in a web of betrayal, obsession, and fate. As he vies for control over his turf and grapples with his conscience, the lines between good and evil blur. The novel weaves a gripping narrative that explores the dark corners of human nature, particularly through a haunting love story that challenges Pinkie’s hardened exterior. Will he succumb to the very evil he embodies, or is redemption on the horizon?

In 'Hell Yes, I'd Do It Again', T. Fred Harvey shares his transformative journey through life's high-stakes decisions, revealing how embracing challenges can lead to profound personal growth. With a blend of humor and candid storytelling, Harvey invites readers to rethink their biggest regrets and see them as stepping stones rather than setbacks. Each chapter unfolds new insights, interspersed with practical advice for making daring choices that align with one's true passions. This book isn't just a memoir; it's a call to action for anyone stuck in the mundane to reclaim their spark and live with intention. Are you ready to say ‘hell yes’ to your own life’s adventures?